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Mortgage Calculator

Estimate your monthly instalment, affordability and compare live rates from Malaysian banks.

Your details
RM
RM 128,000
5%50%
30 years
5 yrs35 yrs
4.25% p.a.
3.00%6.00%
Affordability check
DSR 37.8%
RM
Monthly Instalment
RM 5,667
for 30 years at 4.25% p.a. · Conventional
Loan amount
RM 1,152,000
Down payment
RM 128,000
Total interest
RM 888,173
Total repayment
RM 2,040,173
Loan-to-Value Ratio
90%
of property value
Within standard bank limits (max 90%).
Affordability
Manageable
Debt service ratio: 37.8%
Banks typically approve when DSR is under 60%. Under 35% is considered healthy.
Live rates · Updated daily

Compare Malaysian Bank Rates

Based on loan of RM 1,152,000 over 30 years
BankProductRate (p.a.)TypeMonthlyLock-in
M
Maybank
MaxiHome Flexi
4.10%
FlexiRM 5,5663 yrs
C
CIMB
Home FlexiPro
4.15%
FlexiRM 5,6003 yrs
PB
Public Bank
5 Home Plan
4.05%BEST
TermRM 5,5335 yrs
R
RHB
My1 Full Flexi
4.20%
Full FlexiRM 5,6333 yrs
HL
Hong Leong
HL MortgagePlus
4.18%
FlexiRM 5,6203 yrs
A
AmBank
AmHome Link
4.25%
Semi-FlexiRM 5,6672 yrs
Indicative rates only. Final approval subject to bank credit assessment, property valuation, and MRTA/MRTT requirements.